Manulife Life Insurance Products Canada — Term, Whole, Vitality (2026)

Manulife term life insurance

Manulife offers term life in 10, 20, and 30-year terms with conversion rights to permanent coverage. Term products are available with and without Vitality. Rates are competitive; comparing Manulife life insurance quotes with Sun Life, Canada Life, and others ensures you get the best price. See top life insurance companies Canada.

Manulife whole life and universal life

Whole life and universal life from Manulife provide permanent coverage and cash value. They can be used for estate planning and wealth transfer. Compare with Canada Life and Sun Life for permanent products — see term vs whole life insurance.

Manulife Vitality

Manulife Vitality is a wellness program: you track activity and health metrics to earn status levels. Higher levels can reduce your life insurance premium and unlock rewards. It's a differentiator for Manulife life insurance; Sun Life and Canada Life don't offer an equivalent program. If you're motivated by incentives, Manulife may be a strong fit.

FAQ

What life insurance products does Manulife offer?

Term life, whole life, universal life, critical illness, and no-medical-exam options. Many qualify for the Vitality program.

What is Manulife Vitality?

A wellness program that can lower premiums and offer rewards for healthy habits on qualifying Manulife life insurance policies.

How do I compare Manulife with other companies?

Use a comparison site to see Manulife alongside 50+ Canadian insurers and compare price and features.

Compare Manulife life insurance

Compare Manulife life insurance quotes with 50+ Canadian providers. For more detail see Manulife life insurance review and life insurance Canada.